Independent agents sell policies from various insurance companies versus a single brand. Why use one? Here are four good reasons that make sound fiscal sense for you and your family. 1. They’re not “captives.” Independent insurance agents can sell policies from a variety of insurers, because they’re not employed (and therefore aren’t beholden to) a…

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Protecting your pipes is priority number one when it comes to winterizing your home. And the time to do it is well before outdoor temps dip below freezing temperatures Among the causes of winter season property damage, burst pipes top the list. And the Insurance Institute for Business and Home Safety says it’s not unusual…

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1. Protect your pipes. This is priority number one when it comes to winterizing your home, and the time to do it is well before outdoor temps dip below freezing temperatures. To-dos: Drain outdoor faucets and sprinkler systems. Disconnect outdoor hoses. Insulate pipes in unheated areas of your home. Leave indoor faucets dripping in extremely…

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